My Friend Scott wrote Al Franken with his concerns about the train wreck that is both the house and senate health care bills being considered. Scott Writes, "This is his reply to my letter informing him that government run health care was not sustainable and a very bad idea and that I was not in support. Since he had stated that he wanted to be every Minnesotan's Senator I decided to see what wonderful response I would get from his office".
November 9, 2009
Dear Scott,
Thank you for contacting me about health reform. I appreciate you sharing your views on this issue of critical importance.
When I traveled around the state during the month of August, Minnesotans were asking three basic questions about health care. How are we going to bring down the costs of health insurance? What happens if one of my kids has a pre-existing condition, and I lose my job, or want to switch to a better job? If something bad happens to my family, are we going to have to sell the house or go bankrupt trying to pay off the medical bills? These are the questions I heard most, and they are all great questions. And now they are the ones that I'm focusing on in the Senate.
We must pass health reform this year because too many Minnesota families are burdened with high health care costs, and are afraid of losing the coverage they have. Premiums for Minnesota residents have risen 90 percent since 2000, and 444,000 Minnesotans went without health insurance in 2008. If we don't act now, Minnesota families will pay an average of 40 percent of their annual income in health care costs by 2016. This path is unsustainable.
If you or your spouse loses a job, hits a rough patch or falls sick, you should not need to worry about health insurance. And if you want to pursue a small business venture but are afraid to leave your current job, concerns about health insurance shouldn't stop you.
Health reform will bring real change for Minnesota. If we pass health reform, insurance companies won't be able to deny you coverage or charge more because of pre-existing conditions. There will be no annual or lifetime caps on benefits.
Minnesotans without insurance would be able to buy a high-quality plan through the health insurance "Exchange," which works like a Travelocity for health insurance. For Minnesotans who are having trouble making ends meet, there will be subsidies to purchase Exchange plans, similar to the current MinnesotaCare program.
Every day that I'm here in Washington, I'm proud that Minnesota sets the standard for health care quality in this country. Health systems like the Mayo Clinic provide coordinated, patient-centered care that the rest of the nation can look to for leadership. Minnesota's not-for-profit health insurance companies also create a unique environment which puts patients before profits. Minnesota's commitment to health care quality is commendable, but I know we can still do better.
As a member of the Senate Health, Education, Labor and Pensions Committee, I recently introduced a bill with the Minnesota model in mind that requires insurance companies to spend at least 90 percent of health insurance premiums on health services, not wasteful administrative costs and profits. I've also introduced S. 2734, the Diabetes Prevention Act, which is bipartisan legislation to help the 57 million Americans with pre-diabetes to make healthy lifestyle choices and prevent diabetes from developing. This will save lives and money, in Minnesota and across the country.
In the coming weeks, I'll be working with my colleagues on both sides of the aisle to move sensible health reform legislation that will benefit Minnesotans by bringing much needed quality, affordability, and security to our health care system. Please be assured that I will keep your thoughts in mind throughout this process.
Thank you again for contacting me, and please don't hesitate to do so in the future regarding this or any other matter of concern to you.
Sincerely,
Al Franken
United States Senator